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Know Your Money
A free financial-literacy programme that makes everyday money decisions easier to understand and safer to manage.
Explore the programme
Know Your Money is a financial-literacy initiative by HDFC Securities and Wagons Skill Foundation. It is built around a simple need: people should be able to understand the financial choices they make in daily life, from opening a bank account to protecting themselves from digital fraud.
The programme is open to learners aged 16 to 55 and is available free of charge. It uses short, practical lessons that can be completed in about five hours, so participants can learn without committing to a long academic course.
Ten modules take learners through the foundations of personal finance. Topics include banking, budgeting, saving, credit and debt, insurance, government schemes, digital transactions and fraud prevention. The emphasis is on decisions people encounter in their own homes, workplaces and communities.
Useful knowledge, built for real life.
- 01Budgeting and saving
- 02Banking and digital payments
- 03Credit, debt and insurance
- 04Fraud prevention
Money skills you can use every day.
Know Your Money is available in 13 Indian languages, allowing learners to build financial confidence in a language they understand. The online format can be accessed on a phone or computer, making it suitable for young adults, working people, homemakers and others who want a clearer grasp of money management.
Punjabi Samvad is connecting people with this learning opportunity through its dedicated referral link. Registration leads to the programme platform, where learners can begin the modules and work through them at their own pace.
Build confidence with everyday money.
Register through Punjabi Samvad’s referral link and begin the free Know Your Money learning programme.